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Victims may not know about the fraud for a long time, which can allow the criminal to continue the ruse for months or even years.

In recent years, the PII definition has expanded to include other personal information such as a mother's maiden name, pet names and other information which can often be a key to uncovering other PII or enabling a bad actor to gain access to otherwise protected information.

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We have used other services and IDT911[Cyber Scout] has been a top notch service.

We had an incident show up on our account a month ago and when I called to follow up the representative Sharlene was so helpful and made sure we understood everything about our incident and followed up with an email with helpful hints on how to protect our identity.

She also said she would follow up in a few weeks and I was pleasantly surprised today when I got a phone call and email from Sharlene this morning.

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